$5M+ in active grants managed on Kept

The finance back office
for grant-funded teams.

One platform for every expense, every grant and every report your institution depends on. Kept works alongside the cards and systems you already use, so nothing about your process has to change.

Live in an afternoon · No new card · No new system
ReceiptsGrantsSubscriptionsRequestsCards & BillingChartfieldsFill Concur
KKeptPCard · Signal groupOnline
New charge on the PCard: $84.20 at Staples. Was this you?
Yes. Printer toner for the office.
Got it. Receipt and reason attached, ready for Concur.
OCTOBER CHARGES47
Staples · $84.20Done
Delta · $412.60Done
Sweetgreen · $96.15Needs info
Amtrak · $138.00No receipt
Zoom · $159.90Done
SUGGESTED GRANTHorizon FoundationAccepts supplies · 61% remaining
RECEIPTS IN44 / 47avg. 11 min
One platform, built for teams that spend grant money.

Everything the approver needs,
in one place
Nothing new for the team to learn.

ReceiptsGrantsSubscriptionsRequestsCards & BillingChartfields
OCTOBER · PCARD + TRAVEL47 charges
Receipts in44 / 47
Avg. time11 min
Ready44
MerchantAmountStatus
Staples$84.20Done
Delta Air Lines$412.60Done
Sweetgreen$96.15Needs info
Amtrak$138.00No receipt
Zoom$159.90Done
Uber$31.40Done
Amazon$212.75Done
WAITING ON3
PSPriya S.Amtrak receipt · asked 2x
?Sweetgreen · $96.152 said no · 1 pending
DKDaniel K.Dinner attendees
THIS MONTH
Total spend$6,318
Messages sent61
Reminders needed9
NEXT REMINDER Kept nudges Priya tomorrow at 9:00 AM, then loops in the approver. Nudge now
GRANT BALANCES · INCEPTION TO DATE27 grants
Horizon Foundation$183.4k of $300k
Ends Jun 2027Supplies · travel · events
Open Society Fund$41.1k of $250k
Ends Dec 2026Travel · convenings
Meridian Trust$402.8k of $480k
Ends Aug 2028Salaries · OTPS · travel
Lantern Fund$96k of $120k
Ends Mar 2028Research · publications
Civic Ventures$18.2k of $75k
Ends Jan 2027Events · outreach
SUGGESTED ALLOCATION
Delta · $412.60Open Society Fund
Staples · $84.20Horizon Foundation
Amtrak · $138.00Open Society Fund
Accept all three Only the approver accepts.
ENDING SOON2
Open Society Fund70 days
Civic Ventures101 days
Kept steers eligible charges here first so nothing is left unspent.
OCTOBER REPORT · CONCURReady to file 44/44
Receipts attached44/44
Business purpose complete44/44
Chartfields assigned44/44
Three charges held back for missing receipts
Attendees added to both dinners
Review and submit in Concur
WHAT KEPT WILL ENTERExpense type, date, amount, vendor, business purpose, attendees, chartfield and receipt image for each of the 44 charges.
RENEWING THIS WEEK2
Adobe Creative CloudDaniel K. · $89.99 / moOct 24
Canva TeamsPriya S. · $300 / yrOct 26
Otter.aiUnclaimed · $16.99 / moReview
FILL CONCUR October 2026
44 charges · 2 cards · about 40 seconds. You review before anything is submitted, then Kept suggests a grant for each.
Fill Concur
HOW IT WORKS

From card swipe to filed and allocated, without the portal.

Four steps. You only touch the last two.

01 A card gets used The bank's alert lands in Kept, and Kept asks the team in their chat: who made this one?
02 They explain it Whoever bought it says what it was for. Too vague for Concur? Kept asks again, then asks for the receipt.
03 One click fills it Receipt and reason attached, press Fill and Kept enters every field into Concur or your expense platform.
04 Kept suggests the grant Allocation is next. Kept suggests the best grant for each expense from remaining budgets, deadlines and rules. You confirm.
THE PLATFORM

Six modules. One finance operation.

Everything a grant-funded team touches between a card swipe and a filed report, in one place, built around the approver.

Receipts Every card charge becomes one message to the team. Kept gets a clear reason and the receipt, and keeps asking until both are good enough to file.
Grants Every grant with its remaining budget by category, end date and rules. After filing, Kept suggests the best grant for each expense, with its reasoning. The approver decides.
Subscriptions Every recurring charge with an owner, a grant and a renewal date. Renewal alerts before the money leaves.
Requests Team members request a purchase or a tool in chat. The approver sees cost, grant impact and remaining budget before saying yes.
Cards & Billing All cards in one view: who holds them, what they spent, what is still missing. Nothing changes at the bank.
Chartfields Your institution's chartfields, mapped once. Every filed charge carries the right codes without anyone looking them up.
WHO IT'S FOR

Teams that spend grant money inside a larger institution.

The card, the expense system and the chartfields are decided for you. The rules come from the funder. The follow-up falls on one person. That is who Kept is built for.

University centers and labs Research centers, institutes and PI-led labs reconciling PCards against sponsored awards.
Academic medical research Clinical and research teams inside hospitals, spending on institution-issued cards.
NGO programs and country offices Field programs running on headquarters' systems with multiple donors and strict allowability.
Fiscally sponsored projects Projects spending through a sponsor's books and rules, with reporting due back to the sponsor.
WHAT CHANGES

Same card. Same system. Different month.

The approver's month, before and after Kept.

ChaseCollect RECEIPTS Kept asks within a minute of the charge, while the receipt is still in someone's hand.
GuessAllocate GRANTS After filing, every expense comes with a suggested grant based on budget left, deadlines and rules. You confirm, Kept fills it in.
DaysOne click MONTH END The expense report is filled from what the team already told Kept. You review and submit.
SurpriseTracked SUBSCRIPTIONS Every renewal has an owner, a grant and a date. Nothing auto-renews unnoticed.
ScrambleReady AUDIT Who said yes, who said no, the conversation and the receipt. All on every charge, forever.
Live

Kept is working while you read this.

Asking the team, getting the detail, collecting receipts, filling Concur and suggesting grants. All month long, in the background, so month end has nothing left to chase.

Asked the teamStaples · $84.20 · who made this one?just now
More detail requestedSweetgreen · $96.15 · who attended?just now
Receipt and reason attachedDelta · $412.60 · ready to filljust now
Receipt reminder sentAmtrak · $138.00 · 2nd nudgejust now
Filled in ConcurOctober PCard · 44 expensesjust now
Grant suggestedStaples → Horizon Foundation · 61% leftjust now
Grant suggestedDelta → Open Society Fund · ends Decjust now
Allocation accepted3 expenses · approverjust now
Asked the teamStaples · $84.20 · who made this one?just now
More detail requestedSweetgreen · $96.15 · who attended?just now
Receipt and reason attachedDelta · $412.60 · ready to filljust now
Receipt reminder sentAmtrak · $138.00 · 2nd nudgejust now
Filled in ConcurOctober PCard · 44 expensesjust now
Grant suggestedStaples → Horizon Foundation · 61% leftjust now
Grant suggestedDelta → Open Society Fund · ends Decjust now
Allocation accepted3 expenses · approverjust now
ONE CHARGE, START TO FINISH

From a card swipe to a filed, allocated expense, without a single email.

2:14 PM Charge posts The bank alert lands in Kept. Kept asks the team who made it.
2:16 PM Explained Maya says “supplies”. Kept asks what exactly. She replies: printer toner for the front office.
2:25 PM Receipt in A photo from her phone. Kept attaches it with the reason. Ready to fill.
MONTH END Filed One click. Every field lands in Concur with the receipt.
THEN Allocated Kept suggests Horizon Foundation: supplies allowed, 61% left, ends 2027. The approver accepts.
FROM THE TEAM CHAT

This is everything your team ever sees.

Short, courteous and persistent.

New charge on the Travel card: $412.60 at Delta Air Lines. Was this you?KKept · to 4 people
Thanks. Concur needs the names of everyone at the dinner too. Who was there?KKept · follow-up
Quick one: still missing the receipt for Amtrak, $138.00 from Tuesday. A photo is fine.KKept · reminder
All set. Logged as Travel, Geneva side event with the receipt attached. Nothing else needed from you.KKept · done
Heads up: Adobe Creative Cloud renews in 3 days for $89.99. Keep it or cancel?KKept · to the owner
New charge on the Travel card: $412.60 at Delta Air Lines. Was this you?KKept · to 4 people
Thanks. Concur needs the names of everyone at the dinner too. Who was there?KKept · follow-up
Quick one: still missing the receipt for Amtrak, $138.00 from Tuesday. A photo is fine.KKept · reminder
All set. Logged as Travel, Geneva side event with the receipt attached. Nothing else needed from you.KKept · done
Heads up: Adobe Creative Cloud renews in 3 days for $89.99. Keep it or cancel?KKept · to the owner
Two people said the Sweetgreen charge was theirs. Same lunch, different wording, so I merged them. Flagging just in case.KKept · to the approver
Nobody has claimed Otter.ai, $16.99 in two months. Want me to ask the team or mark it for cancellation?KKept · to the approver
Open Society Fund has $41,120 left and ends in December. Three travel charges this month could go there.KKept · to the approver
October is ready. 44 charges, every field complete, receipts attached. Press Fill when you want it in Concur.KKept · month end
Two people said the Sweetgreen charge was theirs. Same lunch, different wording, so I merged them. Flagging just in case.KKept · to the approver
Nobody has claimed Otter.ai, $16.99 in two months. Want me to ask the team or mark it for cancellation?KKept · to the approver
Open Society Fund has $41,120 left and ends in December. Three travel charges this month could go there.KKept · to the approver
October is ready. 44 charges, every field complete, receipts attached. Press Fill when you want it in Concur.KKept · month end
BUILT FOR THE APPROVER

Fast for the team. Strict for the books.

The person who signs off keeps every control. Everyone else just answers a message.

The approver assigns the grant Team members describe the purchase. Only the approver chooses or confirms which grant pays for it.
Nothing counts as done early "Dinner" is not an answer. Kept keeps asking until every field your expense system requires is filled in.
A full trail on every charge Who said yes, who said no, who never replied, the conversation and the receipt. Open any charge and see all of it.
WHY KEPT

Built for the teams generic expense tools cannot reach.

Card-and-expense platforms assume you can switch cards and systems. Grant-funded teams inside institutions cannot.

CAPABILITYSpreadsheets + chasingGeneric expense toolsKept
Works with institution-issued cards and systems
Receipts collected in the team's chat
Follows up until every required field is complete
Remaining grant budget by category
Suggested grant for every charge, approver decides
Fills the expense report in Concur or Workday
Subscription owners and renewal alerts
Full trail: who said what, when, with the receipt
Included Partial or manual Not available
BUILT FOR YOUR INSTITUTION'S STACK

Works with the systems your institution already runs.

No new card, no new portal. Kept collects everything on the team's side, then delivers it to your system of record in exactly the format that system expects.

  • Your existing cards. Kept reads the bank's purchase alerts, so nothing changes for cardholders.
  • Your expense system. SAP Concur today, with Workday and others added as teams need them.
  • Your team's chat. Signal, WhatsApp, Telegram or iMessage, wherever the team already talks.
  • Your grant data. Import a standard grant report and Kept tracks the remaining budget by category.
Bank alerts Inbox receipts Team chat Grant report
kept Asks, collects, files and allocates. Every charge is audit ready before it leaves.
SAP Concur Workday Oracle QuickBooks
TRUST AND CONTROL

Built to pass a finance office's questions.

Kept sits beside the systems your institution already audits. It adds speed on the team's side without moving a single control away from the approver.

Security documentation for IT and procurement available on request.
Your system of record stays yoursConcur, Workday or whatever your institution runs remains the source of truth. Kept prepares and files; it never replaces.
Approver-only controlsTeam members describe purchases. Only the approver assigns grants, accepts suggestions and files reports.
Complete audit trailEvery message, every answer, every receipt and every decision is kept with the charge, ready for the auditor.
Export everything, any timeCharges, receipts, allocations and conversations export in standard formats. No lock-in, no hostage data.
PLANS

Priced per team, never per seat.

Every cardholder on the team is included. Start with one card and grow from there.

Pilot One team, one card, thirty days. See a full month end before you commit.
  • Receipts by text on one card
  • One click fill into your expense system
  • Grant balances and suggested allocation
  • Setup done with you in an afternoon
Start a pilot
MOST TEAMS START HERE Team For a center, lab or program with its own cards and grants.
  • Unlimited cardholders
  • Receipts, Grants, Subscriptions, Requests
  • Cards & Billing and Chartfields
  • Full audit trail and exports
  • Priority support
Talk to us
Institution Many teams under one agreement, with reporting for the finance office.
  • Everything in Team, for every team
  • Cross-team reporting for the finance office
  • Custom expense system integration
  • Security review and procurement support
  • Dedicated onboarding
Talk to us
QUESTIONS

The things finance offices ask first.

Anything else, write to hello@kept.finance.

No. Kept works from the bank alerts your card already sends and delivers finished expense reports into the system your institution mandates. Nothing is replaced, and nothing changes for cardholders.

Answer a message. Say what the charge was for and send a photo of the receipt. If the answer is too vague for your expense system, Kept asks a follow-up. Reminders and paperwork are handled.

It suggests, it never decides. Once expenses are filed, using what each grant allows, how much remains and when it ends, Kept proposes a grant and shows its reasoning. The approver accepts or changes it. Team members never see or pick grants.

Your expense system remains the system of record. Kept holds charges, receipts and conversations only until they are filed, and everything can be exported at any time. [ADD YOUR DATA RETENTION AND SECURITY DETAILS]

An afternoon. Forward your card's purchase alerts to Kept, add the team to a chat, and upload your grant report. Kept starts collecting receipts the same day.

Kept logs both answers. If they describe the same thing in different words, it merges them. If they genuinely conflict, it asks both people which is right and flags the charge for the approver.

AI FINANCE OPERATIONS FOR GRANT-FUNDED TEAMS

Receipts, grants and month end.
Handled.

Forward your bank alerts, add the team to a chat, upload your grant report. Kept is running the same afternoon, on the cards and systems you already have.

Book a demo hello@kept.finance
Start with one card and one team · No card swap · No new portal